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Articles and Resources: Refinance, Home Equity, Home Purchase ...view

 Are you considering Refinancing or Buying a Home?
 The following rates show you the differences among competing lenders.
 Applying with City Light Financial gives you the competitive advantage.
Rates as of Jul-04-2009
Institution Rate% APR Point(%) Point($) Lender Fees Total Lender Cost
 

           Top Reasons to Refinance Your Mortgage:

       Refinance to reduce your mortgage rate and monthly
       payment.


     1. Consolidate credit card to lower your monthly
        payments.

    2. Pay off your 1st and 2nd mortgages for a lower
        interest rate.

    3. Pay off your 1st and 2nd mortgages so that you
        can access additional cash.

    4. Pay off your mortgage and reduce your
        mortgage term from 30 to 15 years.

    5. Convert your Construction Loan to
        permanentÊfinancing.
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Mortgage Refinancing
      Refinance Loan Types
 
  • Bad Credit Refinance
  • Cash-out Refinance
  • Interest-Only Loans
    •  
  • Jumbo Loans
  • Loans after a Foreclosure
  • Zero Cost Mortgage Refinancing
    •      Additional Refinance Information
     
  • Considering an Interest-Only Loan?
  • Fixed vs. Adjustable Rate
  • Investment Property Loans
    •  
  • No Application Fees or Pre-Payment Penal...
  • No Points Mortgage Refinance
  • Prepayment Penalty
    •  
  • Refinance - FAQ
  • Should I Refinance Now?
    •      Adjustable Refinance Loans
     
  • Negative Amortization Loans
  • 1% Loans
  • Adjustable Rate Mortgage
    •      California Refinance Loans
     
  • California Jumbo Loans
  • California Refinance
  • California Super Jumbo Loans
    •      Types of Income for Mortgage Loans
     
  • Full Doc Loans
  • Lite Doc
  • No Doc Home Loans
    •  
  • No Income Verification Loans
  • No Tax Return Loans
  • Stated Income
    		•
    Home Equity
          California Home Equity Loans
     
  • California Debt Consolidation Loans
  • California Home Equity Loan
    •      Debt Consolidation
     
  • Consolidating Credit Card Debt
  • Home Equity Loans
  • No-Cost Home Equity Loan
    •      Additional Home Equity Topics
     
  • No Cost Home Equity Loan
  • Fund Home Improvements
  • HELOC for Investment Property
    •  
  • Home Equity - FAQ
  • Home Equity Loans - FAQ
    		•
    Loan Programs
          Fixed Rate Loans
     
  • 15 Year Fixed
  • 20 Year Fixed
  • 30 Year Fixed
    •  
  • 40 Year Mortgage
  • 50 Year Mortgage
    •      Additional Loan Programs
     
  • 80/20 Mortgage Option
  • 125% Loans
    •      Adjustable Rate Loans
     
  • 1 Year T-Bill Adjustable Rate Mortgage
  • 3 Year Adjustable Rate Mortgage
  • 5 Year Adjustable Rate Mortgage
    •  
  • 5 year ARM
  • 7 Year Adjustable Rate Mortgage
  • 7 Year ARM
    •  
  • 10 Year ARM
    		•
    Purchase Loans
          First Time Buyer
     
  • Down Payment Options
  • First Time Homebuyers
  • Getting Pre-Approved for a Mortgage
    •  
  • Purchase Mortgage
  • Conforming vs Non-Conforming Loans
  • Purchase Basics
    •  
  • 100% Financing
    •      Additional Purchase Information
     
  • California Purchase Loan
  • Home Purchase Basics
  • How Much Home Can you Afford?
    •  
  • Self Employed Loans
    •      The Mortgage Process
     
  • Mortgage Tax Benefits
    		•
    Knowledge Center
          Mortgage Basics
     
  • Bi-Weekly Mortgage
  • Fairness in Lending
  • Fannie Mae
    •  
  • Freddie Mac
  • How Credit Affects my Rate
  • Mortgage Insurance Explained
    •  
  • Sub-Prime Loans
  • Understanding My Credit
  • What is APR?
    •  
  • Yield Spread Premium
    •      Commercial Lending
     
  • Commercial Loans - Retail, Multi-Family,...
    •      The Mortgage Process
     
  • Home Inspections
  • Paying Discount Points
  • Title Insurance
    •  
  • When Should I Pay Points?
    		•
    Student Loan Consolidation
          Student Loan Refinance
     
  • Consolidating Saves Students Thousands
  • Consolidation of Student Loans
  • Federal Consolidation Loan
    •  
  • Is Student Loan Consolidation a Scam?
  • Private Loan Consolidation
  • Top Reasons to Consolidate
    •  
  • When to Refinance Your Student Loans
  • Why Choose Us To Consolidate Your Studen...
  • Why is Now the Best Time to Consolidate?
    •  
  • Lock in Low Consolidation Rates
  • Top Reasons to Consolidate
    •      General Student Loan Information
     
  • Delay Repayment of Your Student Loans
  • Fees to Consolidate Student Loans?
  • How To Get Out Of College Debt
    •  
  • Stafford Loans
  • Student Loan Advice
  • Switching Companies After Consolidating
    •  
  • Student Loan FAQ
    		•

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